Valero Credit Card review

Anyone who resides near a Valero, Shamrock, Diamond Shamrock, or Beacon gas station and spends at least 50 gallons of petrol every month should benefit from this gas card. Cardholders who use at least 75 gallons of gasoline each month are the best fit for the card; if you hit that threshold, the rebate doubles, putting it on level with some of the best gas rewards cards. Consumers who need help building their credit profile (in order to qualify for better cards in the future) are also eligible for the Valero card provided they pay their monthly bill in full. Expect no gas refund if you rarely spend more than $100 on gasoline each month. You will only receive a refund if you purchase at least 50 gallons per billing cycle.

Credit Card Details-

  • Individuals receive the Valero Card. On your account, you may add authorised users. If desired, the registered user’s name will be printed on the credit card.
  • You have the option of paying your entire bill each month or only the minimum, allowing you to keep your credit open.
  • On your monthly payment statement, you’ll see your GasCap® credit limit and available credit, Call at 1-800-333-3560 to seek a review of your GasCap® credit limit.
  • There will be no interest charged if you pay your account in full each month. The Standard APR will apply if you opt to cycle credit.
  • The credit card is intended for use in the purchase of gasoline and/or items, not in the purchase of cash.

Important contact details for Valero Credit Card-

  • Pay by phone by calling 1-800-333-3560 and using our automated response system (no fee applied).
  • Pay by phone by calling 1-800-333-3560 and speaking with a personal care representative during business hours to make an expedited payment (fee may apply).
  • If your card is lost or stolen, or needs to be replaced because it is damaged, you can request a replacement or an additional consumer credit card 24 hours a day, 7 days a week, using our automated customer service telephone system, toll free at 1-800-333-3560. Please have your credit card account number available

What’s the Valero Credit Card credit score requirement?

To apply for the Valero Credit Card, you’ll need a respectable credit score, which is in the 650s, which is similar to what other gas-only credit cards demand. Of course, they’ll look at your full credit history, so your credit score isn’t the only thing they’ll consider, but it’s the most essential. If you qualify, your initial credit limit should be in the $500-$1,000 area.

Man at Station

What’s the Valero Credit Card payment address?

The Valero Credit Card payment address is:
DSRM National Bank
P.O. Box 300
Amarillo, TX 79105-0300
When using mail, make sure to always post your payments at least 5-7 days before your due date, to avoid any late fees.
For faster processing, you could also pay your Valero Credit Card online or by calling (800) 333-3560.

Where can I use my Valero gas card?

The Valero gas card may be used at Valero, Beacon, Diamond Shamrock petrol stations, and Circle K shops to purchase gasoline. Regrettably, it’s a retail card (not on a network like Visa or MasterCard). As a result, you may only use it at those particular petrol stations. It’s issued by DSRM National Bank (DSRM stands for Diamond Shamrock Refining and Marketing), which was a division of Diamond Shamrock until Valero bought it.

Can I buy store items with my Valero Credit Card?

Yes, you may use your Valero Credit Card to purchase things at stores where the card is accepted. You can use this card for gasoline, products, services, and other approved things at the following locations:

  • Stations of Valero
  • Gas stations in Beacon
  • Gas stations with Shamrocks
  • DSRM National Bank credit cards are accepted at the following establishments.

How Do You Apply for the Valero Credit Card?

 It’s usually a good idea to check your credit before applying for any type of credit card. On, you can get a free snapshot of your credit reports, which includes two of your credit scores. Knowing your credit score will help you choose which credit cards you are eligible for. Remember that the top rewards credit cards usually demand strong or exceptional credit ratings. After you’ve determined your credit score, you’ll want to explore your choices for obtaining fresh credit. If you feel the Valero gas credit card is perfect for you, you can apply for it on the Valero website by filling out an online application.


  • A modest rebate for everyday drivers
  • A stronger rebate for heavy commuters and road trippers
  • Available to consumers who are building their credit

Disadvantage –

  • High interest rate
  • Can’t be used anywhere other than affiliated gas stations

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